There are many companies offering insurance in Montenegro, we would recommend Lovcen Insurance Company.
Lovcen Osiguranje offers wide range of insurances for your property.
They have offices in all major towns throughout Montenegro and you can find more information on http://www.lovcenosiguranje.co.me/eng/property_insurance.php.
You can also contact Ms Aleksandra Popovic on aleksandra.popovic at lo.co.me who is an english speaking agent who would be happy to help.
Here are some of the most frequently asked questions regarding the insurance
- How is the property insured?
We insure the construction/ building value of the property, not the market value. In case the property is damaged we cover the cost of fixing, renovating or repairing the damage to the house/ apartment. In accordance with the chosen terms of insurance.
- Is it possible to insure the pool?
Yes, it is.
- Is it possible to insure the property without a building permit?
Yes, it is, the insurance covers the possible damage to the property made by fire, weather, theft, floods and other similar risks but it doesn't cover any legal issues the property might have.
- Can I insure my liability towards the neighbours or a third person?
Yes, we offer liability insurance
- Can I insure the property from abroad?
Yes, we will send the necessary documents and bank transfer details and you can make the payment from your home.